Category

First-time Buyers

Every first-time buyers article on the journal, newest first.

Share this guide Email
First-time Buyers

The Benefits of the First Home Savings Account (FHSA)

How the First Home Savings Account (FHSA) works for newcomers in 2026 , contribution limits, tax benefits, and how it compares to the RRSP Home Buyers' Plan.

· 13 min read

First-time Buyers

How to Buy a Home with a Gifted Down Payment

How to properly use a gifted down payment from family, including the gift letter requirement and how to document funds transferred from overseas.

· 12 min read

First-time Buyers

Budgeting for Closing Costs: The Hidden Expenses

A full breakdown of Ontario closing costs and the first-time buyer land transfer tax rebate , how much to budget and how to qualify.

· 13 min read

First-time Buyers

How to Transition from Renter to Homeowner

Practical steps for newcomers moving from renting to owning their first home , budgeting, mindset shifts, and what changes after closing.

· 13 min read

First-time Buyers

First-Time Home Buyer's Guide to Mississauga (2026)

Everything first-time buyers need to know about purchasing a home in Mississauga in 2026 — from down payments to neighbourhood picks to closing costs.

· 18 min read

First-time Buyers

First-Time Home Buyer in Canada: 2026 Programs, Math & Mistakes to Avoid

FHSA, HBP, first-time buyer LTT rebate, insured-mortgage math, and the three mistakes I see first-timers make every quarter.

· 9 min read

First-time Buyers

First-Time Home Buyer Programs & Grants in Ontario: Your Complete 2026 Guide

Every first-time home buyer program and rebate available in Ontario in 2026 , land transfer tax rebates, FHSA, Home Buyers' Plan, and the new federal GST rebate , explained.

· 9 min read