For Investors
An agent who underwrites the deal — not the brochure.
If the property needs hand-waving to pencil, it's not a deal. I work with investors who want full vacancy, full management cost, real cap rate, and a clear-eyed view of GTA appreciation risk.
How I work with investors
Every property I bring you comes with a written underwriting:
- Gross rent (verified against current market comps, not pro-forma)
- 5% vacancy assumption
- 8% management cost (even if you self-manage — your time has value)
- 1–2% capex reserve annually
- True debt service at the qualifying stress-test rate
- Net cap rate, cash-on-cash return, and 5-year IRR
What I work on
- Single-family rentals (freehold with basement apartments)
- Legal duplexes and triplexes (Etobicoke, East York)
- Pre-construction and assignments (with appropriate caution)
- Small multi-residential (5+ units, often via commercial brokerage)
- Off-market deal sourcing through my agent network
Where the math works in 2026
Most central Toronto condos no longer cash-flow — appreciation has to do all the work. The GTA opportunities I'm currently underwriting:
- Legal multi-unit Etobicoke and East-end Toronto
- Mississauga freeholds with conforming basement apartments
- Hamilton-adjacent and Niagara for cash-flow-first portfolios
- Commercial mixed-use — see Commercial
Full thinking in the 2026 investor note.
What I will not do
- Push a deal that needs a 6% annual appreciation assumption to pencil
- Quote you the listing agent's pro-forma rent without independent verification
- Ignore special-assessment risk in older condo buildings
Next step
Ready to talk? Let's start with a free consultation.
Tell me about your goals — buying, selling, leasing, or relocating. I'll come back with a clear plan and the next three steps.